Scoring

Once all players have played their hands, the dealer plays their hand. The dealer cannot make any choices about how they play - they will "Hit" on anything including a "soft" 17 (a 17 which includes an Ace being counted as an 11), and "Stand" on anything above that.

If the dealer busts, they lose to anyone who did not bust. If the dealer does not bust, the player/dealer with the higher card total wins. If the dealer and player tie, the hand is "pushed," and the bet is returned to the player.

Blackjack


If a player is initially dealt an Ace and a 10-card, this is known as "Blackjack", and is the highest-possible hand. Blackjack pays out at 3:2, rather than the normal 1:1. If a dealer also has Blackjack, the hand is pushed (as in any tie). If a player gets an Ace and 10-card after splitting, it does not count as "Blackjack", and pays out at 1:1.

Insurance


If the dealer's face-up card is an Ace, players are given the option to buy Insurance. Insurance costs 50% of the player's bet, and if the dealer has Blackjack, will pay out 2:1. If the dealer does not have Blackjack, the Insurance bet is lost - however, the player's initial bet is still in play!